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  overview partners authors  introduction grades K-2 grades 3-5 grades 6-8 grades 9-12 parent guides cd-rom  glossary related lessons online support k-2 activities faq  classroom resources presentation |
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Volunteer Classroom Resources Below are several lessons that can be used during your volunteer experience. They are divided by grade level, K-2, 3-5, 6-8, and 9-12. You will notice that we provided a Lesson Guide and the Student Activity for each of the grade levels. Please consider downloading both versions and duplicating enough activities to accommodate the number of students in the class that you are going to visit. Resources provided for Get Smart About Credit Day 9th Grade - 12th Grade Lesson 11: What is Credit? Credit decisions are among the most important choices that young people will make. This lesson provides an overview of what credit is and some of the advantages and disadvantages of using credit. Students examine various types of loans including home mortgages, car loans, college loans, personal loans, and credit card loans. Lesson 13: Applying for Credit This lesson explains what a credit report is and how to read one. The students play the role of loan officers and review excerpts from the credit reports of loan applicants. They evaluate each applicant’s credit history and use the information to determine whether to grant the loan request. Lesson 15: Shopping for a Credit Card In 1999, 78 million households in the United States had a credit card,
and Americans charged more than one trillion dollars on these cards.
Many students believe that all credit cards are created equal. The first
part of this lesson emphasizes that credit cards differ from one
another in terms of annual fees, annual percentage rates, grace periods, and credit limits. In the second part of the lesson, students learn
to read a credit card statement so they can see the real cost of
charging goods and services. For more information visit: www.councilforeconed.org
Resources provided for Teach Children to Save Day Kindergarten - 2nd Grade Lesson 6: How We Save Story 6: A Savings Problem The class hears a story about Nicholas’s family during a time of unexpected financial emergency. Students experience scarcity as they try to fit everything they want into a pocket. They learn about depositing and withdrawing money as they participate in a savings game. They learn that good savers often have a plan on how and when to save. 3rd Grade - 5th Grade Lesson 4: The Grasshopper and the Ant In this lesson, children use an adaptation of Aesop’s fable, “The Grasshopper and the Ant,” to learn about the trade-off between satisfying wants today and planning for the future. Children use the fable to examine their own behaviors and decisions about saving. They learn how interest provides an incentive to save. Writing their own fable provides the children with a creative way to express their ideas about the importance of consuming and saving decisions. Lesson 5: Why? How? and Where? This lesson provides some practical activities to extend students’ understanding about how to make saving choices. Children set a goal, determine a strategy for saving, and decide how they will save to best achieve that goal. They can also learn the basics of using savings accounts. 6th Grade - 8th Grade Lesson 6: Why Save? In this lesson, the students learn about saving and investing, and they consider the importance of setting short-term, medium-term, and long term savings goals. They use math skills to solve problems and they play a game called “Rolling For a Goal” to reinforce the concept of goal setting and working towards a goal. Finally, they engage in a family activity that focuses on the opportunity cost of saving. 9th Grade - 12th Grade Lesson 10: Investment Bingo Knowledgeable investing involves choosing among many alternatives. A first step is to learn the language of investing and to understand at least some of the basic investment alternatives. Investment Bingo is a vocabulary-building contest involving investment terms. For more information visit: www.councilforeconed.org |
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